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Commercial P&C

BOP (Business Owner's Policy)

Bundled property and liability coverage built for small to mid-sized businesses.

What it is

A Business Owner's Policy combines Commercial Property, General Liability, and Business Income coverage into a single package — often at a lower cost than buying the parts separately.

Who needs it

Small to mid-sized businesses with a fixed location: offices, retailers, restaurants, professional services, and light contractors that qualify for packaged underwriting.

What's typically included

  • Commercial property coverage
  • General liability
  • Business income / extra expense
  • Optional endorsements for cyber, EPL, and more

Need BOP (Business Owner's Policy) coverage?

Talk with a CMH Risk Partners advisor — we'll shop your risk across 50+ carriers.