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Commercial P&C
Commercial Auto
Liability and physical damage coverage for vehicles used in your business.
What it is
Commercial Auto covers owned, hired, and non-owned vehicles used for business purposes. Personal auto policies exclude business use — a commercial policy fills that gap and provides higher limits suited to commercial risk.
Who needs it
Contractors with work trucks, delivery operations, sales fleets, service vehicles, and any business that owns or regularly uses vehicles for work.
What's typically included
- Bodily injury and property damage liability
- Collision and comprehensive physical damage
- Hired and non-owned auto liability
- Uninsured/underinsured motorist
- Medical payments / PIP
Need Commercial Auto coverage?
Talk with a CMH Risk Partners advisor — we'll shop your risk across 50+ carriers.