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Specialty & Captive Programs
E&S Placement
Excess & Surplus Lines placement for hard-to-place commercial risks.
What it is
E&S Placement is the strategic process of marketing a non-standard risk to surplus lines carriers — selecting the right markets, structuring submissions, and negotiating terms outside the admitted system.
Who needs it
Businesses declined by standard carriers, with complex exposures, large schedules, or specialty operations that need a broker who knows the E&S marketplace.
What's typically included
- Wholesale and direct E&S market access
- Submission structuring and marketing
- Layered and shared placements
- Coverage form negotiation
Need E&S Placement coverage?
Talk with a CMH Risk Partners advisor — we'll shop your risk across 50+ carriers.