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Commercial P&C
General Liability
Foundational protection against third-party bodily injury and property damage claims.
What it is
Commercial General Liability (CGL) protects your business from financial loss when a third party is injured, their property is damaged, or your advertising causes harm. It is the baseline coverage nearly every business needs.
Who needs it
Required by most leases, contracts, and licensing authorities. Critical for contractors, retailers, service providers, and any business that interacts with the public.
What's typically included
- Bodily injury and property damage liability
- Personal and advertising injury
- Medical payments to injured third parties
- Products and completed operations liability
- Legal defense costs
Need General Liability coverage?
Talk with a CMH Risk Partners advisor — we'll shop your risk across 50+ carriers.