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Specialty & Captive Programs
Program Business
Turnkey insurance programs designed for a specific industry or niche.
What it is
A program is a bundled insurance product built around a homogenous group of insureds — a single industry, association, or franchise system — delivered through a dedicated underwriting facility.
Who needs it
Associations, franchisors, MGAs, and industry groups looking to deliver tailored coverage and pricing to their members or operators.
What's typically included
- Industry-specific coverage forms
- Member or franchisee pricing advantages
- Dedicated claims and risk services
- MGA / MGU placement structures
Need Program Business coverage?
Talk with a CMH Risk Partners advisor — we'll shop your risk across 50+ carriers.